Nectar is arguably the most versatile loyalty card on the market currently, I know we all love our Tesco club card but some features of the Nectar Card are pretty awesome too.

My particular favourite is the Eshops feature, which is even better when you have the nectar app as they often run a bonus 250 points when you buy from an Eshop offer which you can activate to your card.

I know many people do not favour the nectar card as 1 point is 1/2p but I think it is quite reasonable as many places do not offer a loyalty scheme at all! I also find many shops I purchase from online have double and even triple points on purchases which can really add up and you would not receive this otherwise.

Using nectar Eshops could not be any more simple, all you do is visit their site and search to see if the shop you're purchasing from is there, it most often is. You then click on that site icon, enter your nectar card number in the box and then it takes you to the website where you can shop to your heart content.

When you come to check out you will not see any difference in the checkout process as I believe the nectar site tracks your spending through cookies, but I could be wrong. You'll see the points added to your account but this can take up to 30 days.

You can even sign your card up to your ebay account where you receive 1 point for very £1 spent. As I am a frequent online shopper I absolutely love this feature!

Places that I shop the most which are affiliated with nectar are:

• Boohoo
• Debenhams 
• The Body Shop
• Ted Baker
• Crew
• Filofax
• ASOS
• Next 
• Dominos
• Avon